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Florida Rental Property ROI Calculator

Florida's rental market remains one of the most active in the country, driven by population growth, no state income tax, and strong short-term rental demand. Florida property insurance costs are significantly higher than the national average — factor this carefully into your analysis before making an offer. Calculate your cap rate and cash-on-cash return for any Florida rental property.

Property Details
$
%
$96,250.00
$

Estimated — edit if you have exact figures

Financing
$288,750.00
%
$1,921.06
Income
$
$
%

Typical: 5–8% (STR: 15%+)

Operating Expenses (monthly)
$
$
%

% of rent, or enter $ below

$
%

% of rent — typical reserve

$
$
Results
Gross monthly income$2,256.00
Total monthly operating expenses$990.00
NOI (monthly)$1,266.00
NOI (annual)$15,192.00
Monthly cash flow-$655.06
Annual cash flow-$7,860.73
Total cash needed$107,800.00
Cap Rate
3.9%
Cash-on-Cash Return
-7.3%
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This is an estimate for screening purposes only. Actual returns depend on market conditions, financing terms, and property-specific factors.

Already own the property? Field Renewal calculates whether raising rent at lease renewal is worth the risk of losing your tenant. Try Field Renewal →

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