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Texas Rental Property ROI Calculator

Texas has no state income tax but one of the highest property tax rates in the country — averaging 1.6-2.0% of assessed value annually. This single cost has a significant impact on cap rate and monthly cash flow. Run the full analysis before committing to any Texas rental property.

Property Details
$
%
$80,000.00
$

Estimated — edit if you have exact figures

Financing
$240,000.00
%
$1,596.73
Income
$
$
%

Typical: 5–8% (STR: 15%+)

Operating Expenses (monthly)
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$
%

% of rent, or enter $ below

$
%

% of rent — typical reserve

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$
Results
Gross monthly income$1,995.00
Total monthly operating expenses$983.00
NOI (monthly)$1,012.00
NOI (annual)$12,144.00
Monthly cash flow-$584.73
Annual cash flow-$7,016.71
Total cash needed$89,600.00
Cap Rate
3.8%
Cash-on-Cash Return
-7.8%
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This is an estimate for screening purposes only. Actual returns depend on market conditions, financing terms, and property-specific factors.

Already own the property? Field Renewal calculates whether raising rent at lease renewal is worth the risk of losing your tenant. Try Field Renewal →

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